Terms of Use
These terms set out the commitments this independent editorial review site makes to its readers in the United Arab Emirates, and the limits that come with them.
Partner demo accountEditorial Commitment
This site takes on a single obligation to the people who read it: to describe and review the broker HFM honestly, in plain language, and to keep its editorial judgments separate from any commercial relationship. We are an independent editorial resource. We are not the broker, we are not owned by the broker, we are not affiliated with the broker, and we do not operate as its representative or agent in any way. Nothing on this site is issued, approved, or reviewed by the broker before publication.
We do not provide financial services. We do not open accounts, accept deposits, hold client money, place orders, or execute transactions of any kind. We do not act as an intermediary between a reader and the broker or between a reader and any other party. If you choose to deal with the broker, that relationship is between you and the broker alone, and it is governed by the broker's own terms, not by these terms.
Our editorial work is a description of what we observe and what we consider relevant to readers in the United Arab Emirates. It is not a substitute for the broker's official documentation, and where our description and the broker's own documents differ, the broker's documents govern the actual service. We may update, correct, or withdraw material when facts change or when we find an error, and we are not obliged to keep any particular page available.
Permitted Use
This site is intended for readers who are at least eighteen years old and who access it for personal, non-commercial information. You may use it from the United Arab Emirates or from anywhere else, but it is written with UAE readers in mind, and nothing here is directed at anyone in a jurisdiction where publishing or reading such material would be unlawful. If local law applies to you differently, it is your responsibility to respect it.
You may read, print, and share links to our pages for your own reference. You may not present our material as your own, resell it, or use it to suggest that we endorse you, your business, or any product. You may not scrape the site in bulk or use automated means to copy its content without our written permission.
Access is provided as it stands. We may restrict, suspend, or discontinue any part of the site at any time, and we may block access where we believe the terms are being broken. We do not guarantee uninterrupted availability, and we are not responsible for failures of your connection, your device, or any third-party service that carries the site to you.
Trademarks and Brand Names
The name HFM, and any logos, product names, or brand names that appear on this site, belong to their respective owners. They appear here only to identify the subject of our review and to describe it accurately. Their appearance does not transfer any right to you, and it does not imply sponsorship, partnership, approval, or endorsement of this site by the trademark owner.
All other content on this site, including our text, page structure, and original presentation, belongs to us or is used with permission. You may quote brief passages with clear attribution and a link back to the page, but you may not reproduce substantial parts of our editorial material, republish it in full, or incorporate it into another site, publication, or product without our written consent.
If you believe that material on this site infringes a trademark or other right you hold, you may contact us through the contact form on this site. We will review the matter and, where appropriate, correct or remove the material.
No Personal Advice
Nothing on this site is personalised advice. We do not know your circumstances, your income, your obligations, your experience, or your goals, and we do not assess whether any product or service is suitable for you. Our material is general editorial comment written for a broad readership, and it should be read that way.
We do not give investment, legal, tax, or accounting advice, and we do not recommend that any reader take or refrain from any particular action. Any decision you make about the broker, about trading, or about your money is yours alone, taken after your own enquiries and, where you need it, after seeking advice from a qualified professional who knows your situation.
Trading and similar activities carry a real risk of loss. Past results, published figures, and the descriptions we give do not indicate what will happen in the future. We make no promise of profit, no claim of safety, and no forecast of performance, and we do not encourage anyone to act on our material without independent verification.
Limits of Liability
We work to keep our editorial material accurate and current, but we cannot promise that every page is complete, correct, or up to date at the moment you read it. Markets, rules, and product terms change, and our description may lag behind those changes. You use the site as it stands, and you rely on it at your own risk.
To the extent the law allows, we are not liable for any loss or damage that arises from your use of this site or from your reliance on anything published here, including lost money, lost opportunities, or losses connected with any decision you make about the broker or any other party. This includes indirect and consequential losses. Where liability cannot lawfully be excluded, our responsibility is limited to the smallest amount the law permits.
If any part of these terms is found to be unenforceable, that part will be treated as removed, and the rest of the terms will continue in full force. The remaining provisions stay valid between us, and the unenforceable part does not affect their meaning. These terms are written in plain English, and if a version is provided in another language, the English text governs. By continuing to use the site, you accept these terms as they stand.
